Midland Teachers Credit Union

Today's Featured Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.179%  0.250%
 4.125%  4.283%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.724%  0.500%
 3.500%  3.776%  0.000%
5/1 Adjustable Rate
 Rate  APR  Points
 3.000%  3.997%  0.500%
 3.125%  4.021%  0.250%
30 Year Fixed Rate 97%
 Rate  APR  Points
 4.250%  4.442%  0.375%
 4.375%  4.536%  0.000%
15 Year Fixed Rate 97%
 Rate  APR  Points
 3.625%  3.977%  0.500%
 3.750%  4.028%  0.000%
FHA 30 Year Fixed Rate
 Rate  APR  Points
 3.875%  5.079%  0.500%
 4.000%  5.183%  0.250%
VA 30 Year Fixed
 Rate  APR  Points
 4.000%  4.417%  0.500%
 4.125%  4.511%  0.125%

Personalized Quote

Rates Listed Above are Subject
to a 1% Origination Fee.

Welcome Home

Welcome to MTCU mortgage loan center for easy pre-qualification, custom rates, and expert advice to guide you through the home loan process.

Choosing your credit union is the first step toward an affordable home loan. Whether you are purchasing a home or refinancing your current loan, applying online is as easy as 1-2-3.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant pre-qualification.
  3. A Loan Officer will follow up with you and answer all your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 800-607-3474.

Keep an eye on rates via email

Sign up to receive an email when rates reach your target rate or receive information about rates on a regular basis.

Celebrating USDA loans for Rural America!

We're taking 100% financing to your small town. Ask us about USDA financing. Click here for more information about the program.

Calculators & Frequently
Asked Questions

Check out our helpful calculators to review your financial situation and learn more about home loans using the frequently asked questions.

CU Home Advantage Program

Before you begin your search for a home, find out how you can take advantage of our rebate program–20% back in your pocket. Click here.

McAfee Cloud Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

MTCU (NMLS#416172) provides mortgage loans in agreement with CU Members Mortgage, a division of Colonial Savings, F.A. NMLS#401285.